This is the current list of resources, services, software, and tools we both use to save money and invest in our financial independence. We only list things we actually use.


  • Betterment: The primary tool we use on our way to early retirement and living off 4% strategy.
  • Personal Capital: One of the best ways to keep track of your capital across all different mediums.
  • Stockpile: By far the best way to buy fractional shares of high-profile stocks such as Amazon, Google, Microsoft, and Apple.

Health Insurance

Medi-Share: Both of us now use this for our health insurance. This has saved us thousands of dollars in premiums. Check out our in-depth Medi-Share review.

Cell Service

Google Project Fi: As far as a cell phone provider goes this is incredible and saves us a ton of money. We both switched from Verizon and couldn’t be happier. Check out our Project Fi review.

Car Insurance

Root: Think of Root as the new way to do car insurance. We both switched over from State Farm and save over $40/month on our insurance payments and have even higher coverage. It also comes with 24×7 roadside assistance for no extra charge.